UJ's Distinguished Achievements

Pioneers of Fintech: The Success Stories of Maha Al-Bahou and Naser Saleh

​The University of Jordan has been the cradle of numerous influential figures who have left an indelible mark on various fields. Among these distinguished alumni are Maha Al-Bahou and Naser Saleh, the visionary founders behind Jo-pac (Cliq) and MadfoatCom. Their innovative contributions have significantly transformed the fintech landscape in Jordan, paving the way for a more advanced, accessible, and efficient financial ecosystem. Maha Al-Bahou, a proud alumna of the University of Jordan, has been a pivotal figure in the fintech sector.

Her journey began with a deep-seated passion for technology and finance, leading her to co-found Jo-pac, known today as Cliq. Jo-pac was established with a vision to revolutionize the way people handle payments and manage their finances. Under Al-Bahou's leadership, the platform quickly gained traction, offering seamless digital payment solutions that cater to the diverse needs of businesses and consumers alike. Cliq's success can be attributed to its user-friendly interface, robust security measures, and the convenience it offers. By enabling instant payments and reducing transaction costs, Cliq has empowered countless businesses to operate more efficiently, thereby boosting the overall economic growth of the region. Maha Al-Bahou's relentless pursuit of excellence and her ability to foresee market trends have positioned her as a key influencer in Jordan's fintech sector.

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Naser Saleh, another esteemed alumnus of the University of Jordan, has made significant strides in the fintech industry through his venture, MadfoatCom. Founded with the objective of simplifying bill payments and financial transactions, MadfoatCom has become a cornerstone of Jordan's financial infrastructure. Saleh's innovative approach and strategic vision have enabled the platform to address critical challenges faced by consumers and businesses in managing their financial obligations.​​

MadfoatCom provides a comprehensive suite of services that includes electronic bill presentment and payment (EBPP) solutions. By partnering with major banks and financial institutions, MadfoatCom has facilitated a seamless and secure payment process, thereby enhancing the user experience and promoting financial inclusion. Saleh's commitment to leveraging technology for societal benefit has earned him recognition as a pioneering force in the fintech domain.

The collaborative efforts of Maha Al-Bahou and Naser Saleh have played a pivotal role in transforming Jordan's fintech landscape. Through their respective ventures, Cliq and MadfoatCom, they have introduced innovative solutions that address the evolving needs of the market. Their contributions have not only simplified financial transactions but also promoted a culture of digital adoption, making financial services more accessible to the broader population.​

One of the most significant impacts of their work is the enhancement of financial inclusion. By providing digital payment solutions and facilitating easy access to financial services, Al-Bahou and Saleh have empowered individuals and businesses from various socioeconomic backgrounds. This democratization of financial services has the potential to drive economic growth and improve the quality of life for many Jordanians.

The success stories of Maha Al-Bahou and Naser Saleh serve as an inspiration to aspiring entrepreneurs and innovators. Their journeys underscore the importance of vision, perseverance, and the ability to adapt to changing market dynamics. As the fintech sector continues to evolve, the contributions of these University of Jordan alumni will remain instrumental in shaping the future of financial technology in the region. ​

In conclusion, Maha Al-Bahou and Naser Saleh have not only transformed the fintech industry in Jordan but have also set a precedent for future innovations. Their ventures, Cliq and MadfoatCom, stand as testaments to the power of technology in driving positive change. As they continue to push the boundaries of what is possible, their legacy will undoubtedly inspire the next generation of fintech pioneers.